Start a flood

A woman accompanied her husband to the doctor's office. After his checkup, the doctor called the wife into his office alone. He said, "Your husband is suffering from a very severe stress disorder. If you don't do the following, your husband will surely die."

A lawyer and an engineer were fishing in the Caribbean. The lawyer said "I'm here because my house burned down and everything I owned was destroyed by the fire. The insurance company paid for everything."

"That's quite a coincidence", said the engineer, "I'm here because my house and all my belongings were destroyed by a flood, and my insurance company also paid for everything."

The lawyer looked somewhat confused. "How do you start a flood?”, he asked.