Bihari on the train

There was this Bihari who was travelling with two tickets, so when the T.T.E asked for the ticket, this fellow gave both the tickets, and so the T.T.E asked him the reason of buying two tickets, this fellow answered well what will happen if in case I lose one of them, so the T.T.E said what if you lose both of them, so this guy said then why do I have a monthly pass.